WEALTH CREATION & MANAGEMENT

Strategically building and managing your wealth is not a one size fits all strategy. The Hayes Knight team works with you to help you achieve the best possible outcome.

Hayes Knight Financial Planning advisers are professionals in their field. They bring the quality, qualifications, and no-nonsense approach that you have come to expect from Hayes Knight.

Matt Pack (No.263494) and Garth McNally (No.237620) are authorised representatives of our related company Merit Wealth Pty Ltd (Australian Financial Services Licence No. 409361, ABN 89 125 557 002).

By combining your financial planning and wealth management advice with other Hayes Knight services, you can ensure that your financial future is in sync with your taxation, business, and strategic objectives.

It’s the advantage of working with a firm with a depth of skill across a breadth of services.

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Hayes Knight Financial Planning (NSW) Pty Limited is a Corporate Authorised Representative of our related company Merit Wealth Pty Ltd (Australian Financial Services Licence No. 409361, ABN 89 125 557 002).

Key Hayes Knight team members are authorised representatives of Merit Wealth, which enables them to deliver financial and investment advice, and our suite of SMSF services.

The information on this website is general in nature. It’s important that you get advice specific to your individual circumstances before making any financial decisions. Speak to us today.

Get Organised

Each day of procrastination is a day of opportunity lost. Hayes Knight makes it as easy as possible to prepare, plan, capitalise on your opportunities, and manage risks.

We work with you to understand how everything fits together for you and your family. All other things flow from here: What should I do with my superannuation, paying the mortgage versus investing in other assets, protecting income and managing risks, managing debt, new investment opportunities and so much more.

Getting organised is essential to protect against life’s unexpected surprises. We can help you to be in the best possible position in the event of illness, death, or divorce.

For business owners, we look at your business as part of an integrated wealth plan.  There is too much time invested in your business not to recognise it as part of your wealth planning.

Plan My Retirement or Refine my Retirement Plan

Retirement planning is so much more than “How much do I need to retire?”

Risk versus return on your investments, smart ways to structure retirement, ensuring there are no unintended consequences from the sale or management of assets like investment property, the right time to sell assets, understanding how long your money will last are all common questions. Hayes Knight Financial Planning can help you to structure your retirement and your assets in the smartest way possible.

The right plan helps ensure that when you are ready to retire you can and your retirement is not just comfortable but enjoyable as well. And, we provide you with tax effective ways to maximise your retirement assets and future income.

Call Matt Pack on 02 9221 6666 or leave him a message and see how we can work with you.

SMSF Structuring & Management

Hayes Knight is a leader in self managed superannuation fund advice

Not only do we provide full lifecycle SMSF services for clients but we are also advisers to the accounting and superannuation community – training, educating, and advising the profession on SMSF strategy, interpretation of the law, and compliance. We can take care of every aspect of your SMSF needs:

  • Investment advice
  • Estate planning & asset protection
  • Setting up & structuring a SMSF
  • SMSF compliance & administration
  • Bringing money into super
  • Maximising opportunities within the fund
  • Tactics for taking money out of super

Call Garth McNally on 02 9221 6666 or leave him a message.

Private Client Services

Our private client services are a way of ensuring that you can manage and build your family’s wealth.

Your advisory team work with you and have your best interests at heart. They are there when you need them, will keep you informed of any important changes that are likely to affect your position, or in a volatile market place, will let you know if you need to act. We’re here to help give you control.

But being a private client is not just about building wealth; It’s also about ensuring that the decisions you make are the right ones and having a team on hand that can advise the implications of every decision you make.

Private client services is a compete service offering:

  • Investment advice & strategies – Licensed through Merit Wealth (AFSL No. 409361), Hayes Knight advisers are not tied to a large institutions. We are your advisers.
  • Superannuation advice and structuring
  • Insurance and income protection
  • Business succession and wealth transfer
  • Retirement planning
  • Interaction with Government services and benefits for you and your family
  • Estate planning

Wealth Accumulation

Everyone wants to build wealth but there are so many factors to consider. You can’t be across them all.

This is where Hayes Knight comes in. We actively work with you to ensure that you have the right strategy in place then review in the light of frequently changing personal, economic and legislative changes to ensure that you maximise your outcomes.

  • The ongoing suitability of your financial future
  • Cash flow and spending plans and the potential for ongoing investment
  • Investment ownership structures (personal, superannuation or trust ownership).
  • Debt levels, investment gearing (borrowing) strategies
  • Cashflow and the alternative options
  • Tax consequences of your investment strategies and assessing the capital gains tax impact of strategy changes
  • Personal risk insurance plans
  • The benefit of additional superannuation contributions versus non-superannuation investments
  • Impact of the lump sum expenditure needs on your plans, such as home renovations, home purchases, travel costs, etc.
  • Financial modelling to project your future cash flow and investment values and the longevity of your retirement income in different scenarios.

And, if you are a business owner, we can work with you to look across all of your assets, not just elements in isolation.

Investment Advice

You may require advice on the investment of funds.  This may include the short term investment of surplus funds or as part of a longer term investment program designed to grow your capital, or specific investment accounts.

Our investment team are fully authorised to provide you with advice and to identify alternatives for your consideration.  They will spend time with you to understand your requirements and then provide detailed advice on your options with their recommendations based on your stated objectives.

This service can be provided on a specific advice basis or as an ongoing advice mandate – contact Matt Pack and he can help you.