FULL LIFECYCLE SMSF SERVICES
Hayes Knight is a leader in Self Managed Superannuation Fund (SMSF) advice. Not only do we provide full lifecycle SMSF services but we are also advisers to the accounting and superannuation community – training, educating and advising the profession on SMSF strategy, legislative and regulatory interpretation, and compliance.
The Hayes Knight SMSF team take a proactive approach. We identify issues as they emerge. Our philosophy is no surprises. Our objective is to keep you and your fund ahead of the game.
Our Business Services Directors provide advice under authorisation from our related company Merit Wealth Pty Ltd (Australian Financial Services Licence No. 409361).
Whether you are a self-funded retiree, a business owner seeking to utilise an SMSF to make the most of all of your assets, looking to acquire property in your SMSF, or simply want to use your SMSF to take control of your investments, we can help. We understand:
- When and why you should set up an SMSF
- How to bring assets into a fund in the most efficient way
- How to capitalise on returns
- What investments work best inside an SMSF
- How SMSFs interact with broader asset protection strategies
- How to get the best tax outcomes for your SMSF
- How to manage lifestyle changes such as residency and divorce
- How to ensure the fund works best for you in retirement, and
- How to manage the inevitable compliance and administration requirements efficiently and accurately.
We can also help with your estate planning and asset protection because life often doesn’t go to plan. Growing families, divorce, and illness can disrupt the best-laid plans. We can help establish structures that take these possibilities into account.
Got a question? Contact our SMSF team, call us on 02 9221 6666 or leave us a message.
Full SMSF Lifecycle Services
Setting Up & Structuring a SMSF
The first question should be, is an SMSF the right option or are you better off in your existing fund?
If an SMSF is the right choice, then we can assist to set up and structure your SMSF and ensure fund members are aware of their role and responsibilities. If you are a business owner and looking to utilise the business real property rules, then the right advice is essential.
Our financial planning team can also help ensure that members have the right investment plan in place that takes into account lifestyle, risk, and opportunities.
SMSF Compliance & Administration
To keep your fund compliant and maintain its beneficial tax status, you need an experienced team who can keep pace with the rate of regulatory and legislative change.
Our proactive approach and high procedural standards help identify compliance issues and ensure that pension requirements are met.
Using the latest SMSF specific software, we:
- Streamline the compliance process – an advantage that ensures we can deliver timely refunds; and
- Give you access to live fund information at your fingertips.
Bringing Money into Super
How to transition from one superannuation fund structure to another, and how to bring assets into a fund, are common questions. We can help you understand what can and can’t be done and how to manage:
- Rollovers into a SMSF
- Contributions that aren’t cash (in-specie contributions)
- Making sense of contribution caps:
- How they work in real life
- Using the caps in the most effective way
Maximising Opportunities within the Fund
Once you have an SMSF it’s all too easy to forget it’s there. We can help maximise the opportunities available, clarify your options, and take action that maximises your returns regardless of age or requirements.
- Property ownership inside an SMSF and ownership structures
- Identification of appropriate investments that are right for your fund
- Using related unit trusts and companies
- Estate planning strategies and effective administration
Tactics for Taking Money Out of the Fund
There are a lot of options for taking money out of superannuation and the right strategy will vary from person to person.
- Structuring pension planning – transitioning to retirement and non-traditional options
- How structuring can maximise the opportunities – pre-pension tax planning
- Multiple pensions for tax and estate planning
- Managing the tax issues
- Lump sum vs pensions – the best option
We can work with you to better understand your options and opportunities.
Got a question? Just call us….or email, or just leave a message – whatever works for you!
Hayes Knight (NSW) Pty Ltd (ASIC No. 415 617) ABN 25 125 243 692 is a Corporate Authorised Representative of Merit Wealth Pty Ltd ABN 89 125 557 002, Australian Financial Services Licence Number 409361.
Ray Itaoui (ASIC No. 1267767) is a Limited Authorised Representative of Merit Wealth Pty Ltd ABN 89 125 557 002, Australian Financial Services Licence Number 409361.